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We live in a world that wants you to spend money you don't have, on shit you don't need. That's why half our generation has practically nothing in savings.

We want to change that, and we're starting by changing the way your bank account works.

Why we’re here

  • Half our generation has next to nothing in savings according to Triple J.
  • 24% of us have under $1000
  • 54% of us have under $5000

How come?

We live in a world of instant gratification, that wants you to spend money you don’t have, on stuff you don’t need.

Every day a new tap-and-forget, buy-now-deal-with-consequences-later technology comes out that makes it easier than ever to spend money without thinking.

It’s complicated...

A whole industry of budgeting apps and books has popped up, trying to tackle this problem. If you’re an Excel nerd or have the patience to read a 280 page book about finance, great.

But what about the rest of us?

How we help

We believe the only way to solve this problem is by making money simpler, not more complicated.

So we’re building the simplest possible way to control your spending and build your savings. And it looks like it’s working...

About Wildcard

Company size

1-10 people

Founded in



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