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Credit Analyst at Prospa

in Darlinghurst, NSW

Job description

Prospa helps small businesses across Australia achieve their dreams, by creating an alternate funding pathway when traditional finance is not available. To date we’ve helped over 18,000 unique small business customers across Australia with over $920 million in small business loans.


Prospa has established itself as a clear #1 online lender to small business in Australia and current growth trajectories see the business continuing to invest in its rapidly growing team, currently 200 strong.


This represents a unique opportunity to join one of Australia's most exciting and fastest growing Fintech businesses with an awesome culture and plenty of further growth.


Prospa is extremely passionate about its people. Their diversity, skills, and passion are the foundation of what we deliver to our customers. Our people, in turn, are driven by our values.


Obsess About Customers – We don’t just listen, we hear what’s important.

5* Trustpilot Customer Rating (9.8/10)


Be Bold, Open and Real – Have the courage to take smart risks.

Winner – 2017 FinTech Australia ‘Finnie’ Award for ‘Best Leaders’


Day 1 – We’re driven by the start-up mentality.

Winner – 2018 Financial Times High-Growth Companies (Asia Pacific)


Deliver Value Fast – We celebrate outcomes not process.

Winner – 2015 Deloitte Tech Fast 50 (Almost 7000% growth in three years)


Simplicity – The work of a true genius is making the complex simple.

Winner – 2017 Fintech Business Awards ‘Lending Innovator’


One Team – Success comes from embracing different perspectives.

4.6* Glassdoor Staff Happiness Rating & 2018 Aon Best Employer


The role

The purpose of the Credit analyst role is to support the business in assessing Credit applications in a timely and accurate manner, working in a fast-paced environment we work closely with our sales team to provide the best outcome for our customers.


Key responsibilities include

  • Decisioning loans within your Delegated Lending Authority.
  • Conduct credit calls and other checks to determine credit worthiness of applications.
  • Assess loans within agreed timeframes.
  • An ability to manage complex and unique transactions.
  • The ability to work in fast-paced, team orientated environment.

What you'll need to succeed

  • Strong experience in Commercial Credit underwriting with either a bank or finance company where a DLA was held
  • The ability to manage complex and unique transactions with a creative mindset
  • Demonstrated excellence in working effectively as an individual and as part of a team in a deadline-driven, highly focused and collaborative environment
  • Experience working in a start-up or high growth business is an advantage
  • Experience in finance, banking, sales or technology is highly desirable

Come and Join Our Team

If you can see yourself at Prospa and feel you can contribute to the ongoing success of our company, please hit ‘apply’.


We embrace diversity in our people and our thinking and provide a collaborative, inclusive, innovative and respectful environment. We celebrate who you are, recognise & reward great achievements, and actively provide our people the same great experience we provide our customers.


We are committed to being an equal opportunities employer and we never discriminate on the basis of race, religion, gender identity or expression, sexual orientation, age, marital or disability status.


With the greatest respect CVs will not be accepted from recruitment agencies at this time

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